A Fruitful Retirement: Social Security Benefit Taking your Social Security benefits at the right time may help maximize your benefit. Share | Related Content Should You Tap Retirement Savings to Fund College? There are three things to consider before dipping into retirement savings to pay for college. Is it Too Late to Plan for Retirement? These financial strategies can get you on track even if it feels too late to plan for retirement. Retirement Plan Distributions There are a number of ways to withdraw money from a qualified retirement plan.