The Cost of Procrastination Procrastination can be costly. When you get a late start, it may be difficult to make up for lost time. Related Content Global and International Funds Investors seeking world investments can choose between global and international funds. What's the difference? Stop Wasting Money One way to find money is to examine your current spending habits and eliminate money wasters. Catch-Up Contributions Workers 50+ may make contributions to their qualified retirement plans above the limits imposed on younger workers.