To Buy or Not to Buy The decision whether to buy or rent a home may have long-term implications. Share | Related Content Choosing a Mortgage Selecting a mortgage isn't an easy process. Get a better understanding of how professionals make the right decisions. Lots of Variables with Fixed-Rate Mortgages When selecting a fixed-rate mortgage, a borrower has to determine how many years to finance the loan. How Much Home Can I Afford? With a few simple inputs you can estimate how much of a mortgage you may be able to obtain.