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Tuesday, August 29, 2017

“Should I ask why you’re doing that?” _______________________________________________________ There is genius in the phrasing of that question. A respondent can say as little or as much as they want, yet whatever they...

 

Tuesday, August 29, 2017

A fundamental purpose of life insurance is to replace an individual’s economic value should they die earlier than anticipated. Considering that the ability to earn an income is one’s greatest financial asset, it is logical...

 

Tuesday, August 29, 2017

When the 401(k) was introduced a little over three decades ago, it was intended to supplement monthly checks from Social Security and employer-sponsored pension plans. Today, many pensions are gone, Social Security has a funding...

 

Tuesday, August 29, 2017

Just because you have a plan doesn’t mean it will work. An integral feature in many personal financial programs is a projection of future accumulations, and the retirement income this accumulation could provide. This projection...

 

Thursday, August 17, 2017

Lifetime Financial Growth (“LFG”), a regional wealth management firm with headquarters in Pittsburgh, Pa., is pleased to announce its expansion to Detroit, Mich. LFG is a leading financial services provider with principal...

 

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Saturday, August 5, 2017

If your employer offers a 401(k), you probably know the basics: deposits are made on a pre-tax basis, earnings accumulate tax-free, and distributions after age 59½ are taxed as regular income. These features, along with other...

 

Thursday, August 3, 2017

Interest costs are a drain on any financial plan, so it’s understandable that consumers would seek to minimize them. For many, this means finding the lower interest rate and/or the shortest loan term. But there are other options,...

 

Wednesday, August 2, 2017

The Holmes and Rahe Stress Scale is a list of 43 stressful life events that can contribute to illness. Developed in the late 1960s and regularly updated, the most stressful life events are relational – the death of a spouse,...

 

Wednesday, August 2, 2017

“A stupid decision that works out well becomes a brilliant decision in hindsight.” Daniel Kahneman, “Thinking Fast and Slow” If you want to be successful, you should emulate successful people. Seems logical,...

 

Thursday, July 6, 2017

Cash-value life insurance is an ingenious combination of financial and actuarial fundamentals. And because of this creative complexity, insurance companies and financial professionals continue to find new ways to construct and utilize...

 

Thursday, July 6, 2017

Turning home equity into cash through a home equity line of credit or a new mortgage is a common transaction. With the house as collateral, the interest rate and monthly payments will be lower than most unsecured loans, and under...

 

Thursday, July 6, 2017

There still may be individual athletes who match the old stereotype of a dumb jock, but more and more, it is apparent that highly-skilled athletes have a far better sense of their occupational risks. In fact, you might say pro athletes...

 

Thursday, July 6, 2017

“You have to live on 24 hours of time. Out of it you have to spin health, pleasure, money, content, respect and the evolution of your immortal soul. Its right use…is a matter of the highest urgency.” Arnold Bennett,...

 

Sunday, June 4, 2017

Whatever your financial condition, cash reserves are valuable; there is never a point where you can say you won’t need them. But while cash reserves are desirable and necessary, the safety and liquidity they require have...

 

Sunday, June 4, 2017

Money packs a tremendous physiological wallop. In general, the better our personal finances, the healthier we are, emotionally and physically. But when personal finances are out of balance, it can affect our productivity, relationships...

 

Friday, June 2, 2017

Both the English and Metric systems provide accurate measurements of distances, weights and volumes, but most Americans find it difficult to convert from one system to the other. For example, how far is a 26.2-mile marathon in...

 

Thursday, June 1, 2017

If you were asked to list the fundamentals of personal finance, you might include the following: live within your means, control debt, manage risks, and save for the future. These are fairly universal actions; they apply to...

 

Friday, May 12, 2017

Remember this term: Horizontal Apartments. That’s what some real estate developers are calling clusters of single-family homes in rental communities that combine the privacy of individual residences with professional property...

 

Monday, May 8, 2017

As much as we might want to believe there is a magic formula for personal finance which simply requires plugging in the right numbers, success or failure has a lot more to do with our psychological makeup and personal habits than...

 

Wednesday, May 3, 2017

In his 1997 bestseller, Rich Dad, Poor Dad, Robert Kiyosaki put forward a simple formula for financial success: “You must know the difference between an asset and a liability, and buy assets. If you want to be rich, it is all you...

 

Monday, May 1, 2017

In September 1977, the hit TV show “Happy Days” started its fifth season. Since its debut, the situation comedy about 1950s-era high schoolers had seen a once-minor character, Arthur Fonzarelli – “the...

 

Wednesday, April 19, 2017

"Teaching Kids about Money” is a regular personal finance topic. Articles usually include discussions about setting allowances, developing good saving and spending habits, explaining how compounding works, etc. Giving your kids...

 

Wednesday, April 5, 2017

“Every specialist, owing to a well-known professional bias, believes that he understands the entire human being, while in reality he only grasps a tiny part of him.” - Alexis Carrel “These are terrible nails!”...

 

Wednesday, April 5, 2017

On a Saturday afternoon, your smartphone lights up with an unrecognized caller from another state. Although skeptical that it’s a telemarketer, you answer. “Hello?” “Hey Dad, it’s me.” You hear your...

 

Tuesday, April 4, 2017

An underlying assumption in much commentary about personal finance is that most people are terrible with money. Financially illiterate, manipulated by marketing, distracted by present concerns, and guided by emotions, the masses...

 

Friday, December 16, 2016

Pittsburgh, Pennsylvania. Luttner Financial Group, the Pittsburgh office of Lifetime Financial Growth Company (LFG), is pleased to welcome Devon J. Cury, CAP® to the Senior Leadership team as President of our Western Pennsylvania...