About Us

Leadership

James A. Schepis, CLU
Senior Vice President
Lifetime Financial Growth, LLC

Jim, a Pittsburgh native, entered the life insurance business in 1983 with Northwestern Mutual Life and quickly became responsible for training and supervising new agents. In 1989, he was recruited to General American as Marketing and Sales Consultant in the Pittsburgh Regional Marketing Center where he served in the capacity of advanced sales consultant and case design specialist for general agents and agents.

General American groomed Jim at the St. Louis-based home office as the Senior Agency Development Consultant before promoting him again to Regional Vice President in 1993. Over the next nine years, his Mid-Atlantic region grew significantly in terms of both premium production and manpower.

Jim was again promoted in 2002, to Senior Vice President of GenAmerica Financial; responsible developing sales in the East Zone, leading nationwide Recruitment initiatives, and managing GenAmerica’s, Enterprise Resource Group. Jim was an officer of both GenAmerica Financial and MetLife.

Jim joined Luttner Financial Group, Ltd, a Lifetime Financial Growth company (LFG), as a member of the successor management team in November 2003. As Associate General Agent and Senior Vice President, he leads the recruiting function and is involved in all aspects of the LFG senior management. LFG is the proud recipient of Guardian’s National Recruiting Award for the past five consecutive years (2004 – 2008). In addition, the agency won Guardian’s most prestigious award, The President’s Cup in 2004.

A graduate of Duquesne University, Jim is active in the industry’s advancements and associations. He has earned his CLU designation. He is a 25 year member of NAIFA, a 21 year member of the Society of Financial Service Professionals and an 8 year member of GAMA.


Securities products and services are offered through Park Avenue Securities LLC (PAS) 244 Boulevard of the Allies, Pittsburgh PA 15222 1.412.391.6700. PAS is an indirect wholly-owned stock subsidiary of Guardian. Neither Lifetime Financial Growth, LLC. nor Luttner Financial Group Ltd. are affiliates or subsidiaries of PAS or Guardian.

 

PAS is a member FINRA, SIPC.

 

The Information on this site is intended for the residents of Pennsylvania, Ohio, West Virginia, and Maryland. The financial representatives of Lifetime Financial Growth are not licensed to sell securities in all 50 states. To find out if an agent is licensed in your state, please contact Darlene Lucas at 412-391-6700.

 

We are licensed to sell Insurance in the following states: Pennsylvania,Indiana, West Virginia and Ohio.

 

Guardian, its subsidiaries, agents or employees do not give tax or legal advice. The Living Balance Sheet® and logo is a registered trademark of The Guardian Life Insurance Company of America (Guardian), New York, NY. Patent pending. The trademark The Living Balance Sheet and the content and graphics in this website which relate or refer to The Living Balance Sheet system are used under license from Guardian.

 

Guardian does not offer Property & Casualty and Individual Health nor do we provide services for them. Disability income and long term care insurance underwritten and issued by Berkshire Life Insurance Company of America, Pittsfield, MA, a wholly owned stock subsidiary of The Guardian Life Insurance Company of America, New York, NY. Products are not available in all states. Product provisions and features may vary by state.

 

Important Consumer Information: A broker-dealer "BD", investment advisor "IA", a BD agent, or IA Representative may only transact business in a state if first registered in the state, or is excluded or exempt from registration in that state as a broker-dealer, investment advisor, BD agent, or IA Representative, as appropriate. Follow-up individualized responses to persons in a state by such a firm or individual that involves either affecting or attempting to affect transactions in securities, or the rendering of personalized investment advice for compensation will not be made without first complying with appropriate registration requirements, or an applicable exemption or exclusion. For information concerning the licensing status or disciplinary history of a broker-dealer, investment advisor, BD agent, or IA rep, a consumer should contact his or her state securities law administrator.

 

This Internet site may contain general information about various investment products. The information or opinions contained in this Internet site should not be construed by any consumer and/or prospective client as an offer to sell or the solicitation of an offer to buy any particular investment product. Such information is directed solely to those individuals who reside in jurisdictions in which the representative is registered in the state where the consumer and/or prospective client reside. Any subsequent direct communication with a consumer and/or prospective client shall only be conducted by a representative that is registered in the state where the consumer and/or prospective client reside.