Business Center
Employee Benefits
Vision Care
Eye health is an indicator of overall health. Regular eye exams can detect diseases like glaucoma, diabetes, and blindness. Vision insurance gives people access to quality vision care. Since most people would trade a vacation day for eyecare benefits*, vision coverage is an increasingly important part of any employee benefits program.
Guardian provides rich, flexible vision plans covering exams and materials. A choice of two provider networks gives members thousands of access points nationwide. Members can visit any doctor they wish but save significantly on out-of-pocket costs when visiting a network provider
- Optional benefit and lens upgrades are available, including lens tinting, progressive lenses, anti-reflective coating, polycarbonate lenses, safety glasses, and additional glasses.
- Generous network discounts include up to 25% off laser vision correction, discounts on additional glasses, and cosmetic enhancements such as tints, special lenses, and scratch-resistant coating.
- A contact lens benefit lets members choose contact lenses instead of eyeglasses. A contact lens allowance counts toward contact lenses and the contact lens exam (fitting and evaluation).
- Members can save money on certain frames and lenses - a listing of these exclusive frames and lenses is available in most private practice network locations.
Vision Networks
Guardian contracts with Vision Service Plan (VSP) and Davis Vision to provide vision service access. VSP is one of the nations' largest vision networks with over 34,000 access points nationwide. Davis Vision has over 26,000 network providers nationwide, including private practice doctors and retailers like Wal-Mart, Target, JC Penney, Sears, and Pearle.
Members can also gain access to VSP and Davis Vision networks via our new business dental plans and Premium Protect medical product at no additional cost. Members pay the discounted charge directly to the provider.
*Bests Review, 2006.
Meeting companies' benefit needs nationwide
Guardian excels in handling the employee benefits needs of small to mid-size companies nationwide. With a long history of expertise in this market and a tenured sales force, we are well-equipped to meet the needs of the businesses we serve. The employee benefit demands of growing businesses are many, and they vary widely. We offer what other carriers can only do for significantly larger companies.
We offer services for Midsize-Large Group Sales and Small Group Sales (Benefits for 2-15 employees)