Business Center
Employee Benefits
Group Medical Benefits
Medical benefits, or health insurance, are among the most valuable of employee benefits options, providing significant support for and protection against potentially large financial expenses. Medical coverage is one of the most important benefits employers can provide. Guardian Group Medical offers employers plan flexibility—with a rich tradition of high-quality health care, service, and administration.
Our medical plans offer a range of plan designs and funding options to fit most any business need. An array of comprehensive health plans* including: Consumer-Driven Designs; HSA-Compliant Health Plans; and Two-Year Health Plans—plus varied benefit levels, copays, rate guarantees, alternative funding arrangements, and multiple line discounts—provides more choice and more avenues to find the solutions companies seek.
Comprehensive plans are flexible enough to make health care affordable for companies without compromising the health care access, resources, or services that employees deserve. Our high-quality health plans offer:
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Annual preventive and wellness screenings**:
Standard features of any Guardian health plan include: gynecological exams, bone density screenings, mammograms, immunizations, routine lab and x-rays, and prostate screenings. - Health and wellness resources
Online educational information plus NurseLineSM, Nurse Outreach, discounts on services from alternative medicine practitioners and fitness centers, prescription drug programs, and lab services all help decision-making. - Top-notch national and regional provider networks
Access to 450,000+ providers and 4,200+ facilities brings choice, while a complementary network brings a cost-saving alternative to out-of-network care. Electronic provider directories ensure current listings. - Coverage for foreign travel emergencies
- Specialized service
Highly skilled medical experts, cross-trained in all business lines, attend to companies' inquiries, and this is on top of a member customer response unit. - Web-based administrative portal www.GuardianAnytime.com provides quick, convenient access to all aspects of plan administration—for the smoothest customer experience.
- Hassle-free claims process
Claims are paid quickly and fairly with our average turnaround of 90% in 15 calendar days. - Comprehensive voluntary enrollment process
Our trained, licensed service teams can help during and after the enrollment process, including a special enrollment hotline.
*Not available in some markets
**Some restrictions may apply
Meeting companies' benefit needs nationwide
Guardian excels in handling the employee benefits needs of small to mid-size companies nationwide. With a long history of expertise in this market and a tenured sales force, we are well-equipped to meet the needs of the businesses we serve. The employee benefit demands of growing businesses are many, and they vary widely. We offer what other carriers can only do for significantly larger companies.
We offer services for Midsize-Large Group Sales and Small Group Sales (Benefits for 2-15 employees)